Financing-Ready Advisory
Our services are structured to meet the expectations of SBA lenders, banks, and financial institutions—with clear scope definitions, fixed fees, and documentation that supports your financing requirements.
Fixed Fees
No cost surprises
Clear Scope
Non-duplicative
Documentation
Lender-ready
Risk-Focused
Early identification
SBA lenders and banks want to see disciplined project management and clear accountability. Our advisory services are designed to meet those expectations.
Our scope of work is distinct and non-duplicative of architect, engineer, or contractor responsibilities. Lenders can clearly see what they're paying for.
No percentage-of-construction fees, no hourly billing without caps. Lenders know exactly what our services will cost before the project begins.
Our deliverables are tangible, documented outputs that lenders can review and understand—not vague "consulting" or undefined advisory hours.
Lenders want risk handled early—before commitments lock in and before problems become expensive. That's exactly where we focus our efforts.
We understand what lenders look for. Here's how our approach addresses typical financing concerns.
Our answer: Our services reduce risk and prevent costly errors. The fee is typically a fraction of what a single major change order or dispute would cost.
Risk mitigation that pays for itself.
Our answer: No. We don't design, engineer, or build. We provide independent owner-side oversight that complements—not duplicates—other professionals.
Distinct scope, distinct value.
Our answer: Fees are fixed or capped before engagement. No percentage fees, no incentive to inflate project costs.
Predictable costs from day one.
Our answer: Tangible deliverables: risk registers, status reports, bid analysis, budget tracking—documents you can review and file.
Documented, auditable outputs.
Our answer: No. Our fees are independent of financing approval, project savings, or construction outcomes. No contingent compensation.
No conflicts with your financing.
Our answer: The Owner only. We have no relationships with contractors, no referral fees, no incentives from any other party.
100% owner-aligned.
Here are examples of the documentation we provide—exactly the type of materials lenders expect to see.
1–2 page executive summary of project phases, key milestones, and critical path items
Plain-language identification of project risks with likelihood, impact, and mitigation strategies
Monthly tracking of budget vs. actual, contingency utilization, and cost trend analysis
Side-by-side analysis of contractor proposals with scope gaps, exclusions, and recommendations
Documentation of change orders, justification review, and cumulative budget impact tracking
Weekly or monthly status updates with action items, decisions needed, and schedule tracking
If you're financing your project through an SBA 504 loan, conventional construction loan, or other lender-backed financing, our services are designed to support your requirements.
Our services qualify as soft costs that support project delivery—not duplicative overhead
We're independent of the contractor and design team—no conflicts of interest to disclose
Our deliverables create an auditable record of project oversight and decision-making
We help identify and mitigate risks before they threaten your project or loan
Owner-occupied real estate and equipment financing
Working capital and construction financing
Bank-financed ground-up and renovation projects
Rural development and business expansion financing
Let's discuss how our services can support your financing requirements. We'll explain our approach, answer lender questions, and help you build a compliant project structure.
30-minute consultation • No commitment • Lender questions welcome
Our services are designed to support—not complicate—your financing: